Extension Curricula
There is a variety of financial literacy and affordable housing curricula that is recommended through Michigan State University Extension. If there is a curriculum that you are interested in that is not listed on this site, please contact us. Thank you.
Estate Planning Financial Management Investing Retirement
Attention All Staff:
The Family Resource Management Area of Expertise Team has made available for MSUE county offices to purchase bulk orders of the following slide rule calculators from Advantage Publications. Each calculator is personalized with the MSUE logo and website.
“Credit Card Smarts” – The “Credit Card Smarts” calculator shows the true cost of paying just the 2% minimum payment each month and the value of boosting each monthly payment. It also shows how many years it would take someone to pay off a credit card, paying just the minimum payment verses how many years if you paid more than 2%.
“Where to Find Money You Need” – The “Where to Find the Money You Need” calculator shows how curtailing impulse buying and routine spending on “little things” can result in big savings for important goals. For example, if you spend $2 a day less; this calculator shows individuals how much that savings equates to in a week, thirty day period, one year, five years, ten years, and twenty years.
To order, send the order form to: Fax to: 517-353-4846
Michigan State University Extension Email to: erib@msu.edu
Family and Consumer Sciences Questions:
240 Agriculture Hall Jennae Rozeboom 517-432-7685
East Lansing, Michigan 48824 Gloria Welch 517-432-7652
Who Gets Grandma's Yellow Pie Plate? – University of Minnesota curriculum that discusses the basics of estate planning and Transferring of non-titled personal property.
All My Money – University of Illinois
This is a financial management curriculum for persons working with limited-resource
audiences. It focuses on eight lessons:
FDIC – Money Smart - The FDIC created the Money Smart curriculum; a training program to help adults outside the financial mainstream enhance their money skills and create positive banking relationships.
Finding Paths to Prosperity – The Corporation for Enterprise Development (CFED), National Endowment for Financial Education (NEFE), and Fannie Mae Foundation have brought together the expertise of community development practitioners, academics, foundations, and financial literacy experts to develop a unique financial literacy initiative and curriculum. This initiative aims to provide the growing Individual Development Account (IDA) field with resources and tools to provide high quality and practical financial literacy education.
Furthering Families – Furthering Families provides informational materials to help families cope with food safety, financial management, and family stress issues. Furthering Families is a grant-funded partnership between Michigan State University Extension and the Michigan Department of Agriculture made available through the Bovine TB Eradication Project.
Managing Your Money , 8-page guide, $.75 from MSU Extension* An easy-to-follow guide to developing a budget and a spending and savings plan to help families achieve financial goals and manage financial resources. – link to bulletins office.
Managing Your Money (Worksheet) , 6-page, free electronically from MSU Extension. Worksheets to accompany E1778 that help determine family income, debt, major expenses, and fixed and controllable expenses.
Money 2000 Bulletin Series – This eight bulletin series offers home study tools and activity sheets to assist individuals with money management decisions. Click on the links below to view the corresponding Adobe Acrobat Reader files. You'll need the free Adobe Acrobat Reader software available on the web to view and obtain these files.
Click here to download adobe PDF Reader
- Defining Your Financial Directions: Clarifying Values and Setting Goals
- Worksheet 1a: Money and You... What's Your Style?
- Worksheet 1b: Money and You... Answer Key
- Worksheet 2: Your Financial Dreamsheet
- Worksheet 3a: Net Worth Statement
- Worksheet 3b: Sources of Information to Develop a Net Worth Statement
- Worksheet 4: Smart Goal Worksheet
- Worksheet 5a-b: Setting Financial Goals
- Tracking Income/Expenses and Developing a Spending Plan
- Worksheet 1a: Spending Plan Worksheets... Monthly Income
- Worksheet 1b: Spending Plan Worksheets... Fixed Monthly Expenses
- Worksheet 1c: Spending Plan Worksheets... Controllable Monthly Expenses
- Worksheet 1d: Spending Plan Worksheets... Periodic Expenses for the Year
- Worksheet 1e: Spending Plan Worksheets... Monthly Summary
- Worksheet 2: Spending Plan Adjustments
- Worksheet 3a-b: Tracking Options for Expenses
- Worksheet 4a: Spending Plan Worksheet... Controllable Expense Log
- Worksheet 4b: Spending Plan Worksheet... Controlable Expense Log, pg 2
- Worksheet 5: Monthly Calendar for Making Payments or Tracking Expenses
- Savings Basics
- Worksheet 1: Check Your Financial Jargon IQ
- Worksheet 2: Are You an Overspender?
- Worksheet 3: Ballpark Estimate (pdf)
- Worksheet 4: Finding Dollars to Save
- Worksheet 5: Savings Option
- Worksheet 6a-b: Savings Options
- Worksheet 7: Your Savings Dollars
- Consumer Credit Savvy
- Worksheet 1: What's Your Credit IQ
- Worksheet 2: Selecting Your Credit Card
- Worksheet 3: Your Debt Ration... Is it Dangerous?
- Worksheet 4: Credit Report Request
- Investing: A Route to Long-Run Financial Fitness
- Worksheet 1: How Time Affects the Value of Money
- Worksheet 2: Understanding Your Personal Risk Tolerance
- Worksheet 3: How Much of a Risk Taker Are You?
- Worksheet 4: What's Your Investment Concept IQ?
- Mutual Funds and Investing Options
- Worksheet 1: What's Your Investment IQ?
- Worksheet 2: Comparing Mutual Funds
- Worksheet 3: What's Your Mutual Fund IQ?
- Worksheet 4: Stock and Mutual Fund Newspaper Listings
- Worksheet 5: Life Cycle Investing Profiles
- Tax-Advantaged Investing
- Worksheet 1: How Much $$$ Can YOU Save by Making Tax-deductible Contributions?
- Worksheet 2a: IRAs at a Gance
- Worksheet 2b: A Traditional Roth IRA: Which is Best for You?
- Worksheet 3: "529" College Savings Plans Comparison Sheet
- Worksheet 4: How's Your Tax-Advantaged Terminology?
- Organizing Your Family Records
- Worksheet 1: Home Record-keeping Categories
- Worksheet 2a: File Foder Labels
- Worksheet 2b: File Folder Labels, cont.
- Worksheet 2c: File Folder Labels, cont.
- Worksheet 3a: Household Records... What to Keep and What to Toss
- Worksheet 3b: Household Records, cont.
- Worksheet 4: Do You Know? Can You Locate?
- Worksheet 5: Household Inventory Form
NEFE High School Financial Planning Program A financial literacy program is targeted at high school youth. It is designed to alert, inform, and educate high school students about sound money management skills and the financial planning process. – A PDF file of brochure for Michigan’s program
Record of Important Family Papers, 16-page, $1 from MSU Extension* An Extension booklet to help you list your important family papers and their location. Space is provided to record family and insurance information, retirement plans, checking and savings accounts, credit and charge cards, real estate records, government, municipal and corporate bonds, mutual funds, stocks and outstanding debts.
Financial Security in Later Life National Extension Initiative
Investing for Your Future – This 11-unit home study course was developed by the Rutgers Cooperative Extension system for beginning investors with small dollar amounts to invest at any one time.
Early Retirement Options – Iowa State University Extension developed a web site to assist individuals who are interested in early retirement options. This site will assist you in making the best decision you can as to if you should retire early or not.
Financial Security in Later Life National Extension Initiative
Planning for a Secure Retirement – Purdue University Extension curriculum to assist families and individuals in preparing for a secure retirement. This online curriculum has worksheets and handouts to assist the participant as they plan for their future.
Retirement Estimator for Farm Families – This online curriculum is available from Purdue University Extension. It is designed to assist farm families in planning for a secure retirement.
Retirement: Secure Your Dreams – Curriculum developed by Iowa State University to assist in planning for retirement regardless of the length of time you to have to prepare.